Serving Our Clients

From financing a dream home to refinancing an existing home, we equip our clients with the knowledge and support they need to make confident home loan decisions. With a Better Business Bureau Accredited A+ Rating, excellent client service is a core part of our 30-year legacy. Learn more about:

Purchasing Refinancing

Leading the Market

Since 1986, we have been a market leader in residential mortgage lending. Locally owned and operated for 30 years, Guaranty Trust has been a top Tennessee Housing Development Agency lender since 1998 and are one of two in Tennessee to receive the Top USDA Rural Development Lender award.

BBB Accredited Business McAfee Secure Equal Housing Lender

Caring for the Community

Guaranty Trust contributed more than $47,000 and volunteered more than 1,000 hours to local charities in 2016. We are committed to serving all who are a part of our communities and have been recognized by the Department of Housing and Urban Development for success in serving minority first-time home buyers.

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Growing Our Team

The Tennessean has named Guaranty Trust Company a Top Workplace Recipient every year since 2013. Our team is paramount to our success, and is comprised of individuals dedicated to serving our clients and community well.

Interested in joining the Guaranty Trust team? 

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Our History

Founded in 1986 by Wendell Mandrell, Guaranty Trust has been a leader in residential mortgage lending. Locally owned and operated in Tennessee, we service loans in 32 states. That means you receive friendly personal service from a hometown team, with the deep resources of a large organization. From conventional, jumbo, FHA, VA, Rural Development, and THDA loans our experts can guide you through the process with speed and ease.

Guaranty Trust is a billion-dollar mortgage lender that ranks among the top 100 mortgage companies in America. The company maintains Tennessee sales offices in Murfreesboro, Brentwood, Fayetteville, Hendersonville, Knoxville, Mt. Juliet, Shelbyville and Atoka. The company also markets mortgages nationally through its wholesale and internet lending services.

Guaranty Trust was recognized as a Top Workplace in Middle Tennessee in 2017. It is the fifth consecutive year Guaranty Trust has been name one of the mid-state’s best employers by The Tennessean. Additionally, Guaranty Trust has received accolades from The Nashville Business Journal as a Top 25 Mortgage Lender in Nashville and was recognized as a Top 100 Mortgage Company by Mortgage Executive Magazine.

From The Blog

Volunteer of the Week – Ewing Sellers, Nominated by International Folkfest

Ewing has been a faithful and longtime volunteer for International Folkfest. He organizes the meal for the Welcome Party each year. He helps collect donations to fund the festival, handles some legal work and he helps arrange snacks for the approximately 80 people to enjoy during the eight days they are here. He also gets permission for and makes sure that their sign over E.Main St. is in place each year. He attends planning meetings and contributes to idea sharing and problem solving. All in all, he is an invaluable part of their process! Ewing will receive a certificate from Volunteer Rutherford and a $25 Amazon Gift Card courtesy of Guaranty Trust Company.



"I have recently refinanced my home using Guaranty Trust. I am thoroughly satisfied and impressed with Guaranty Trust and my Loan Officer."

Brian Bailey